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Efficiently distributing limited financial resources is an important challenge in all organizations. In most large and complex organizations, this task would be nearly impossible without budget analysts. These workers develop, analyze, and execute budgets, which are used to allocate current resources and estimate future financial needs.
A bachelor’s degree usually is the minimum educational requirement for budget analyst jobs, but some organizations prefer or require a master’s degree. Entry-level budget analysts usually begin with limited responsibilities but can be promoted to intermediate-level positions within 1 to 2 years, and to senior positions with additional experience.
Salaries of budget analysts vary widely by experience, education, and employer. Median annual earnings of wage-and-salary budget analysts in May 2006 were $61,430. The middle 50 percent earned between $49,070 and $77,000.
Most positions require a bachelor’s degree, although few require a specific major. An MBA or professional certification can also be very helpful. Advancement is often very difficult, but those who are successful can have extremely lucrative careers.
* About 30 percent of statisticians work for Federal, State, and local governments; other employers include scientific research and development services and finance and insurance firms. * A master’s degree in statistics or mathematics is the minimum educational requirement for most jobs as a statistician. * Employment of statisticians is projected to grow about as fast as average. * Individuals with a degree in statistics should have opportunities in a variety of fields.
A master’s degree in statistics or mathematics is the minimum educational requirement, but research and academic jobs generally require a Ph.D., Federal Government jobs require at least a bachelor’s degree.
Statisticians held about 22,000 jobs in 2006. About 20 percent of these jobs were in the Federal Government, where statisticians were concentrated in the Departments of Commerce, Agriculture, and Health and Human Services. Another 10 percent were found in State and local governments, including State colleges and universities. Most of the remaining jobs were in private industry, especially in scientific research and development services, insurance carriers, and pharmaceutical and medicine manufacturing.
Median annual wage-and-salary earnings of statisticians were $65,720 in May 2006. The middle 50 percent earned between $48,480 and $87,850. The lowest 10 percent earned less than $37,010, while the highest 10 percent earned more than $108,630.
Actuaries held about 18,000 jobs in 2006. Over half of all actuaries were employed by insurance carriers.
Median annual earnings of actuaries were $82,800 in May 2006. The middle 50 percent earned between $58,710 and $114,570. The lowest 10 percent had earnings of less than $46,470 while the top 10 percent earned more than $145,600.
Actuaries need a strong foundation in mathematics, statistics, and general business. They generally have a bachelor’s degree and are required to pass a series of exams in order to become certified.
One of the main functions of actuaries is to help businesses assess the risk of certain events occurring and formulate policies that minimize the cost of that risk.
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